If you live or work in the following counties, you are in a designated “Windstorm Zone”. What does that mean?
The Texas Department of Insurance (TDI) requires that any structure built or modified here is to comply with specific building codes or be designed by a windstorm engineer, and be inspected and certified by a qualified inspector in accordance with TDI guidelines.
The requirements for windstorm and hail insurance coverage apply only to structures located in areas designated as a “catastrophe area” by the Texas Department of Insurance (TDI).
To purchase a policy from the Texas Windstorm Insurance Association (TWIA), most homes and properties are required to have a certificate of compliance that confirms the structure meets relevant building codes and is capable of withstanding high winds and hail.
We are primarily focused to service a six county area of the Coastal Bend of Texas, which includes Aransas, Refugio, San Patricio, Nueces, Kleberg and Calhoun Counties. Our geographic focus and next day inspection scheduling means we can deliver superior service to meet your tight deadlines.
This Windstorm Design, Inspection and Certification process is as follows:
To learn more, here is link to the Texas Department of Insurance Website that defines this process in much greater detail:
http://www.tdi.texas.gov/wind/documents/TWIAInsurabilityRequirementsFinal.pdf
Call us today to find out what it will takes to be Windstorm Ready, and gain the peace of mind that only comes from expert preparation.